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JessMN
 Post subject: insurance
PostPosted: Tue Apr 20, 2004 9:02 pm 
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Joined: Sun Mar 14, 2004 12:10 am
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Location: Seattle
I have heard that cars with v8's cause people to have higher car insurance payments. So, if LUV's didn't originally come with v8's, and I put one in it, then what would happen to my payments? Would they skyrocket since LUV's aren't supposed to have v8's? or would it just go up a little?

of course, mine would be lower than most of yours anyways, considering I'm a girl and I get good grades (go me!) :D

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LUVNIT
 Post subject:
PostPosted: Tue Apr 20, 2004 9:40 pm 
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Location: Eagle Point, OR
Well unless you volunteer the info of the upgrade your insurance company wouldn't know a thing. It will be our little secret 8)
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JessMN
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PostPosted: Tue Apr 20, 2004 9:47 pm 
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hahahahahaha that is what I figured. :twisted: yay thanks

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smokinLUV
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PostPosted: Tue Apr 20, 2004 10:31 pm 
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Joined: Fri Jun 06, 2003 9:10 pm
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Location: Flatland, Saskatchewan, Canada
Damn straights, as far as the insurance company knows....My LUV is still a basic farm truck.....little do they know its got a 283 SBC and drag slicks on the back...... 8)
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JessMN
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PostPosted: Tue Apr 20, 2004 10:34 pm 
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haha well you know it just never occured to me to NOT tell the insurance people. But DUH what was I thinking?! :roll:

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slick97477
 Post subject:
PostPosted: Wed Apr 21, 2004 7:07 am 
Yeah i agree would never tell them squat :twisted:
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bighappy
 Post subject:
PostPosted: Wed Apr 21, 2004 9:30 am 
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I had a Trans Am once w/v8 and it was titled as a v6(?) I dont even know if those cars hed a v6 offered. But the insurance was dirt cheap. Agree with everyone else. Dont tell.
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admyank
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PostPosted: Wed Apr 21, 2004 11:38 am 
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My take on it is that they require the VIN number and no VIN number has a 6 where the 4 is. So if they don't ask, don't tell. Just give them the VIN and your set.

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slick97477
 Post subject:
PostPosted: Wed Apr 21, 2004 11:39 am 
Oh yeah thats what i would do.......
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where's all the luv at?
 Post subject:
PostPosted: Fri Apr 23, 2004 6:21 am 
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Joined: Tue Mar 09, 2004 8:21 pm
Posts: 680
Location: East Sierra Nevadas, Nevada
my 4x is regestered as a 2wd saves me bout $40 a month. did a bodyswap when i got it since it had no title

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RATNLUV
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PostPosted: Tue Apr 27, 2004 8:32 pm 
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Joined: Mon Jun 03, 2002 8:38 pm
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Location: Georgetown TN
I put the insurance back on my truck today. They didn't ask and I sure didn't tell. At one time my son was listed as primary driver on it.

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slick97477
 Post subject:
PostPosted: Wed Apr 28, 2004 2:21 pm 
same with mine when i insured my LUV they didnt ask and i didnt tell... :lol:
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TILTED
 Post subject:
PostPosted: Wed Apr 28, 2004 5:40 pm 
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Location: Y Omen
Just remember, if they dont know, you will only get stock replacement value if it is wrecked!!! And that is not very much, last I remember, blue book on my truck was around $600. I have always been meaning to get mine appraised for that exact reason but now that it isnt on the road, its not a real priority right now.

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JessMN
 Post subject:
PostPosted: Wed Apr 28, 2004 9:23 pm 
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has ANYONE told their insurance company about their v8?! lol.

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Zane
 Post subject: V8 and stepside
PostPosted: Wed Apr 28, 2004 9:50 pm 
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Location: Auburn, CA
JessMN wrote:
has ANYONE told their insurance company about their v8?! lol.


My luv was out of the system of the DMV. I had ot get a weight certificate
but there were no question about the engine from dmv or insurance company.

Have you found a stepside yet? you could get a stepside bed from a wrecking yard and just put it on a luv. (they arent common but every now and then I see one at a wrecking yard)
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JessMN
 Post subject:
PostPosted: Wed Apr 28, 2004 10:16 pm 
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Location: Seattle
no I haven't found a stepside yet, I am actually buying a luv, but it's not stepside. Someday I'll find one to throw on it though. I'll have to keep my eye out at the junk yards.

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slick97477
 Post subject:
PostPosted: Thu Apr 29, 2004 7:41 am 
Congrats on getting the Luv......
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nascar44
 Post subject:
PostPosted: Mon May 03, 2004 1:04 am 
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Joined: Fri Nov 07, 2003 10:24 pm
Posts: 382
Location: Graham Washington
I told insurance eveything I got into it so theyed insure it for $14000.00 so it cost me $296.00 a year and also told them no more than 3000 miles a year also, and I have a good record :wink:

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bcg187
 Post subject:
PostPosted: Mon May 03, 2004 3:04 am 
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Joined: Wed Jul 31, 2002 10:15 pm
Posts: 1490
Location: Colorado Springs
before i took my luv off the road i was paying 180 a month 8O they said it was that much cause it's a 4x4 :roll: BASTARDS :evil:
with my 96 blazer 4x4 i pay only 80 a month now

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slick97477
 Post subject:
PostPosted: Mon May 03, 2004 7:07 am 
Damn thats robbery 8O :twisted: Damn insurance companies :evil:
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